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The Good and the Bad About Online Education

The availability of online education has grown significantly over the past decade and to the point where it is now an option that almost all college and university students think about when comparing their education options. You can not only do online courses and online degrees, but you can fully go attend an online school and graduate with a degree without ever setting foot in a classroom.

Even though it is now a viable option there are sound arguments about the pros and cons of online courses, online degrees, and online schools. The following will take a look at the pros and the cons of online education.

The Pros of Online Education Schools

When it comes to online schools, most of the pros revolve around the flexibility and convenience that online courses offer to students. Those who advocate for online education often cite these pros:

• There is no commute

• You can continue to work and pursue your career while going to school

• Online school options continue to grow and there is no shortage of online education degrees to consider

• Many of the major colleges and universities now offer programs online

• Location is no longer a big of a factor when deciding which school to attend

• More and more careers are internet based, so doing your degree online makes sense

• Online education is ideal for many people that are more introverted and prefer an online learning environment

• It is an ideal option for people with physical disabilities

• People often are more comfortable engaging with others in an online environment

The Cons of Online Schools

When it comes to the cons associated with online schools, most of the cons are related to isolation and lack of interaction in the classroom. Those who argue against online education often cite these cons:

• There is a lack of human interaction

• You miss out on the college experience

• There is something to be said about the debates and discussions that occur in a traditional classroom setting

• Quality of education is often questioned

• Some employers still see online degrees as less credible than traditional degrees

• The onus to complete course work is solely on you – some people will have difficulty with this

• Online courses open the door for procrastination

There are good and there are bad things about online education. While it is convenient and the world is now more digital and online-based than ever, there is something to be said about the lack of interaction and quality of education that you can receive online.

Overall, when considering your education options, you need to think about the academic situation that makes most sense for you and your current situation. An online school may make sense for you, or it may not. The choice is yours! Just make sure you fairly consider all of your options before making a final decision.

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Plan To Succeed With Information Product Creation: Why You Need To Split Your Process Up

One of the keys to succeeding in information product creation is to break the process up into discrete steps. This frequently isn’t an instinctive reaction for the typical information marketer. Especially on the internet where small sized learning products are the norm.

However, it is extremely important to your ultimate success. In fact, I would go so far as to say that if you don’t do this you probably won’t succeed… even when you are starting out let alone as you move forward.

Your product creation system should do this for you if only to help you to understand the overall task.

But why?

In this article, I’m going to ignore chunking and focus on the practical aspects. That’s not to say that chunking isn’t important. It is. It’s important to understanding and to learning the process. But while you can use the same chunks as you move forward, long term your focus needs to be on the operation of the system not the understanding of it. Unless of course you are constantly training new people!

So why is chunking important to long term use of the product creation process? (Yes, I know systems design uses a different term for this process but I’m not teaching you systems design. So I’m going to use the word learning content designers use.)

The first reason that having individual discrete tasks is important is one of schedule estimation. Frequently it is very difficult to estimate how long the total task of creating a product will take. After all, the size and type of the products matters as does the number of products in your product funnel. And those are just the most obvious elements. However, estimating a discrete task is often much easier. The total can then be estimated as the total of the discrete tasks.

Secondly, scheduling a large task can be problematic. However, by segmenting the task into a number of discrete tasks, you gain a much greater flexibility in scheduling. Not only that but as your business begins to add people you are able to schedule multiple people to the product creation.

Finally, segmenting a large task into smaller discrete tasks allows you to have much better control over the product creation. This affects two different areas — status and quality.

By segmenting your process into discrete tasks you are able to schedule and record the progress at much more detailed level. As a result you are more in control of the status of the product creation. You know what everyone is doing. When they should complete it. And how much it should cost. You also know exactly what has been done.

You also improve your overall quality. Instead of waiting until everything is done you can check quality as you go. This allows you to immediate react to low quality products without absorbing their costs. This means that you have less rework and your rework costs less. And if the product is not going to meet its quality requirement you will know about it in time to stop the development, change the requirement or fix the product.

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How Small Businesses Can Benefit From SBA Small Business Start Up Loans

Small businesses need loans at every step of getting established. They are undoubtedly more in need of financial support than established businesses. However, small businesses are often not eligible for loans from banks and other conventional sources. Hence it is sometimes a problem for them to find a reliable lending source that can provide them adequate financial help and support.

SBA or the Small Business Administration is a United States government agency that aims at providing financial assistance to start-up businesses to help them get established and grow. SBA provides financial support to these small businesses with the aim of strengthening the economic condition of the nation, thereby helping it flourish.

Here are some of the significant features of the small business start up loans provided by SBA:

These loans are not provided directly by the SBA. They merely serve as guarantors for several banks and private-sector lenders who follow the various SBA rules and regulations to provide these loans to start up business owners. SBA monitors and regulates the working procedures of these private-sector lenders through which they provide loans to start up businesses.
Since small businesses lack sufficient capital and are more in need of financial assistance than established businesses, SBA loans are provided at lower interest rates than the ones provided by conventional lending sources.
You can obtain SBA loans extremely fast and easy. They are almost like ready-made loans that can be acquired in a very short span of time once you apply for them. This fast and easy processing makes SBA loans a convenient and beneficial option for start-up business owners who are solely dependent on loans for establishing their business.
In case there are no properties in your possession for mortgage purposes, the SBA can help you by serving as your guarantor for obtaining a business start up loans. This is immensely helpful for business owners who lack adequate capital as well as properties.
You can avail SBA loans not only for starting a new business, but also for advancing and growing an already established one.
One of the most beneficial aspects of SBA loans is that you can procure them even if you have poor credit histories such as bankruptcy, insolvency, arrears, IVA, missed payments and others. By availing these loans, you get an excellent opportunity to change and improve your credit records.
Innumerable details are involved in starting a new business. Especially in case of a start-up business, loan is required almost at every step. Let us discuss some of the purposes you can use SBA business loans:

Purchasing a space for your office.
Purchasing essential electronic devices such as a fax machine, printer, computer etc.
Purchasing important and essential furniture and office equipment.
Appointing staffs and making payments for their salaries.
It is however extremely important to make a thorough research of the market to find the most appropriate lending source for you. You can always consult an expert counselor who can provide you appropriate advices on small business start-up loans and how you can find the most suitable lender for you.

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